No fee. No obligation.
Check your personal installment loan options in minutes.
Pick an amount and complete your request. Loan terms are set by the lender and shown in your loan agreement.
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- Your information is transmitted over an encrypted connection.
- No fee to submit a request.
- Submitting a request places you under no obligation.
Before you start
Have these ready
The full list, before you start. Three minutes if it is all to hand.
Age eligibility
You must be 18 or older to make a request. Additional eligibility requirements are set by the lender and shown in your loan agreement.
A served state
We serve CA, FL, MI, LA, MO, TN, SC, AL, KY, DE, SD, WI, UT, ID, NV. We check this early in the form.
A checking account
Bank account eligibility requirements are set by the lender and shown in your loan agreement.
Income we can verify
Income and bank account eligibility requirements are set by the lender and shown in your loan agreement.
A live email address
Agreements and notices arrive electronically.
A reachable phone
Used to verify the request. Marketing contact stays opt-in.
No perfect credit needed, and no documents to upload to begin.
Before you borrow
Loans available through our network are typically offered in amounts ranging from $1,000 to $5,000, depending on eligibility. Short-term or small-dollar loans are not intended to be long-term financial solutions and should be used responsibly.
How it works
Four steps. Exit at any one.
We collect the request; the lender makes the decision. Nothing binds you until their agreement is signed.
- 1
Set your amount
Eleven short questions after that. Save and return whenever you like.
About 3 minutes
- 2
It goes to the lender
Our lender-network partner routes your request to participating lenders for review.
Immediately
- 3
The lender answers
Any offer arrives with the rate, the schedule and the total, before signing.
Set by the lender
- 4
Your call
Signing is optional. Saying no costs nothing at any point.
No deadline
Loan amounts
Request only what you need
Available loan amounts are set by the lender and shown in your loan agreement.
Choosing an amount does not guarantee an offer. Review the lender's terms before accepting a loan.
Know what you're getting
Payday and installment loans have different schedules
Compare repayment schedules and review the terms disclosed by each lender.
| Payday loan | Installment loan | |
|---|---|---|
| How you repay | One lump sum, usually on your next payday | Scheduled payments set by the lender and shown in your loan agreement |
| How long you have | Two to four weeks | Set by the lender and shown in your loan agreement |
| The usual failure mode | You can't cover the lump sum, so you roll it over and pay again | Late payment and renewal policies are set by the lender and shown in your loan agreement |
Rates & costs
Our lender network's terms
Network terms and monthly illustrations. Open the details you want to review.
Compare loan options
Personal installment loan
- Amount
- $500 to $5,000
- Term
- 61 days to 72 months
- APR
- About 5.99% to 35.99%
- Best for
- Personal installment borrowing through our lender network
Lower or higher rates may be offered depending on the lender, product and applicant. The lender must show your actual APR and total cost before you agree to anything.
After you submit
What happens next
Written down, so the moment after submitting is not a guess.
- Who contacts you
- MeteorLoans, our lender-network partner and participating lenders may contact you about your request.
- How they contact you
- Email and phone, using what you entered. Skip the marketing box and contact stays limited to this request.
- How long it takes
- Loan applications submitted through this website are reviewed directly by participating lenders. Approval decisions are made solely by the lender. If approved, some lenders may transmit funds as soon as the same business day; however, actual funding times depend on lender processing and the policies of your financial institution.
- If you are approved
- APR, payment dates and total repayment are set by the lender and shown in your loan agreement.
- If you are declined
- Submitting a request does not guarantee an offer. Lender credit-check and reporting policies are set by the lender and shown in your loan agreement.
- Your data
- Stop the selling or sharing whenever you want via the Do Not Sell link in the footer. It works today.
Honest fit
A narrow fit, on purpose
Personal installment borrowing should fit your budget throughout the repayment term.
Reasonable when
- A one-off dated bill, car repair, deposit, shut-off notice
- You can budget for each scheduled payment
- Thin or damaged credit, and mainstream lenders said no
- You have weighed this cost against leaving the bill unpaid
Please avoid it for
- Taking on payments your budget cannot support
- A monthly gap between income and outgoings
- Anything a card or a biller payment plan could cover
- Nice-to-haves, or a purchase that can wait a few weeks
Tight every month? Get free advice first
Nonprofit counselors go through your budget and deal with creditors, free or near it. Accredited ones are listed at nfcc.org. Nobody pays us for that pointer.
Questions
Six real questions
Including the one this category usually dodges.
Numbers still work? Send the request.
Three minutes, no fee, no obligation, and you can stop mid-way.